Intellect Research Publication (IRP), a compendium of insightful articles, delve into pivotal themes for banks and financial institutions striving to evolve into cognitive and digital enterprises while remaining relevant to their customers.
This second volume of this publication themed around "First Principles Thinking," emphasises a foundational approach to problem-solving and innovation in the financial sector. It encourages leaders to break down complex challenges into their most fundamental elements, fostering creativity and strategic thinking in a rapidly changing landscape.
The publication is grounded in the principles of Expertise, Evidence, and Experience, establishing IRP as the most authoritative publication in an industry that often needs a single source of intellectual content on financial technology. With a legacy spanning three decades and an institutionalised Design Thinking approach, Intellect reaffirms its technology leadership in the financial technology space—this compilation is a testament to that commitment.
The articles reflect the insights of our global leadership, showcase successful case studies, and offer observations from the unfolding global technology landscape, all informed by findings from Intellect's cognitive and digital labs.
Arun discusses how Intellect developed eMACH.ai by breaking down complex problems to their core and focusing on customer needs
Manish suggests that we can overcome these challenges for continued success by prioritising innovation, compliance, talent development, and effective communication
Rajesh underscores the pressing need for traditional banking infrastructures to adapt to continuous transformation
Debanjan emphasises that companies, by integrating AI, can elevate their procurement operations to excel in the era of AI
Banesh foresees that AI is on the brink of revolutionising business by customising financial advice to individual customers
Ramanan emphasised the importance of banks staying committed to laying the groundwork to reap the rewards of AI fully
Upps explores six key trends that are shaping the future of transaction banking which is currently undergoing a profound transformation
Krishna tells us how important it is for us to have a new outlook to have more patents coming out of each of our innovation factories
Deepak discusses how GenAI will lead to expert agents managing entire divisions within organisations
By embracing frameworks, marketers can unlock new realms of success and innovation, Debal states in this article
Paramdeep emphasises that increasing MSME credit access in the Philippines is crucial for economic growth and empowerment
Nagaraj says that it is crucial to address biases and prioritise transparency and accountability in all tech systems
Designing ethical AI in fintech is a delicate balancing act between innovation and responsibility, Deepak tells us in this article
David discusses that adopting SCF can significantly increase access to working capital for SMEs by deploying digital technologies
Balamurali explains the Projection Store concept involves storing both normalised and de-normalised data in a single database for easier access
Hari discusses unlocking ESG investing's full potential to drive positive impact by navigating ESG data complexities
Deepak and Bharatan discuss that insurers should not shy away from technology as AI continue to mature
Balakrishnan explains that banks must comprehend their clients' choices and challenges to address threats and capitalise on opportunities
Joshua discusses the need to accelerate Liquidity Management is critical, with one-quarter of expected functionality commonly available from banks
Balakrishnan and Indu suggest that reducing operational and infrastructure costs can maximise internal benefits and enhance customer experience
Yogesh and Tapan highlight banks and corporate clients can relax about missing high-value payment cut-offs with AI at its core and a payments co-pilot
Sandeep emphasises the adoption of GenAI technology for the insurance industry given its benefits and ease of integration with existing infrastructure
Vinay anticipates AI would not only complement human advisors but also bring the end customer and the investor to the forefront