In recent times, the lending market has witnessed disruption by a wide variety of FinTech and BigTech organisations who foresee an opportunity to transform businesses to be seamless through digital technology and innovative design. Traditional lenders on the other hand, are also willing to experiment with new digital options to provide a far more unified, flexible and efficient approach to the lending business.
Across the spectrum of lending institutions, there is a need for multi-channel, self-service digital lending and leasing products, that harness these advancements in technology to offer superlative experience to their customers.
IDL 20 is a comprehensive digital credit management system designed to meet the ever-changing needs of credit seekers and financial institutions. It empowers FIs to offer both commoditised and specialised credit products across all business segments including Retail, Corporate, SME and Agri.
Built on an ‘Always On, Always Aware’ concept, the system allows banks to deliver a truly digital, real-time solution to their customers. Banks are empowered to make real-time informed credit decisions, giving their customers access to a 360-degree view of their credit portfolio. IDL 20 is designed on the DIY principle that allows banks to create their own products anytime, anywhere. Its fully automated and robust architecture ensures lower cost of operation by driving higher efficiency.
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Clientele
We value our clients and are committed to provide
innovative solutions for all their needs.
Highlights
Product Highlights
Credit origination
In-principle loan approval in minutes.
Omnichannel with save & resume functionality.
Pre-configurable workflows suiting business requirements.
Loan servicing
Design & launch new products.
Personalise loan product.
Risk optimisation.
Digital experience
Real-time tracking and customer updates.
Anytime, anywhere banking.
Decisions on the go with insta-alerts deviations.
Debt management
Increase collections with segment-based strategies.
Hyper-efficient field mobility module.
Optimising risks with real-time informed decisions.
Collateral & limits management
Real-time comprehensive view of risk.
Revaluation of financial collateral.
Optimised for cost savings.
Accolades
Accolades
Driving customer value & market leadership.
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